couple with grandchild estate planning

Estate Planning

Planning for the future means planning for a time when you will no longer be here. It is an uncomfortable conversation. But it is nothing compared to the peace of mind that comes from knowing you have thought through all possibilities on behalf of your loved ones. Estate planning is more than just determining who will receive your assets upon your death. It is about determining the intention of your legacy. Most importantly, it is about protecting and taking care of your loved ones.

Estate Planning Services

We consider estate planning to be an important piece of the financial planning puzzle. Understanding how you want your wealth to support your family and community helps us to advise you on the best ways to spend, save, and invest in your lifetime.

Estate Planning Documents

Our financial advisors work hand-in-hand with estate planning attorneys and professionals to ensure you have the right documents in place to protect your loved ones. Most estate plans will include a Will, Durable Power of Attorney for Finance, Power of Attorney for Health Care, Living Will, and possibly a Letter of Instruction. Your estate plan may also include trust provisions, mattering on the complexity of the estate and intentions for your wealth.

Strategies for Business Owners

For our clients who own closely-held businesses, we help them to align the intent behind their business plan, succession strategy, and estate plan. We help to ensure that the continuity of the business and the family’s financial strength are not jeopardized by a lack of liquidity or planning. Just as you would plan for the unexpected in your business, we want you to have the same confidence in your family’s estate plan.

Leaving a Legacy

We regularly work with families who are looking to leave a legacy through charitable gifts and donations. As a part of the estate planning process, we consult on the best strategies to help you achieve your goals in the most tax efficient manner. Sometimes gifts are meant to be given within your lifetime and others upon your passing. Through various avenues of gifting, we work to understand your charitable intent to build a plan for your wealth that has meaning and sustainability.

planning for their future

We work with you and your family to understand the unique aspects of saving and investing for education alongside your other financial goals. We assess the most efficient and effective way for you to invest in your child or grandchild’s future.