retirement income

When Your Paycheck Stops

How to Build Retirement Income It is a paralyzing feeling to stare at a lump sum payout of cash and think about investing it. If you’re like me, at some point you have received a bonus or a windfall in some form or size and thought, “I should invest this in something that will grow […]

q4 trends affecting investors

Q4 Trends Affecting Investors

An Object in Motion  An object in motion tends to stay in motion… The recent news flow in both politics and the markets brings to mind Newton’s first law of motion. Trends can continue in the economy long past the time when we think they might fade.  Here are three Q4 trends affecting investors as […]

Happy New Year!

You may have heard that Labor Day is the new New Year’s Day? It’s true. The schedule is packed, and the pace of life picks up in a way that would make January envious. For us, it is no different. We have a brisk schedule of meetings, conferences, and professional presentations that keep us informed […]

personal finance decisions

The Good Old Days

Making Personal Finance Decisions When Things Are Good My house starts to go silent for a few hours this week.  For the first time, all four of my kids will be in school.  The oldest in eighth grade, the youngest in pre-school. It has been ‘all hands on deck’ for thirteen years, always having a […]

career maker

Career Maker

The conversation starts something like this: “I heard someone say ________ is going to happen to the stock market and I should do _______ to protect myself.” These are two distinct statements. One is a prediction, the other a prescription. Let’s talk about both sides and why big down days for the stock market are […]

“Why” Questions

As we all try to understand the connections of a volatile global economy, here are some articles from outside sources that I found interesting. I thought of some “Why” questions that have been on my mind and found writers who do a nice job of providing commentary: Why is investing never easy? (Of Dollars and […]

At What Cost Safety

Fear helps us make choices, quickly. Without fear the stock market would always go up and we would have no need to look for safe alternatives. If we are always making choices between growth, income, and preservation, then what do our investment options look like here in the Summer of 2019? The truth is, our […]

Nobody Buys That Stock Anymore. It’s Too Popular!

You are going to meet your financial advisor and just saw that Apple released a new iPhone and the stock has jumped.  You make a note to ask your advisor two things: – How can I improve my returns? – Shouldn’t I just buy more Apple? Both questions reflect normal temptations.  The desire to do […]

15 Minutes of Fame

The competition for popularity, attention, and eyeballs is a way of life in the public sphere and always has been. The advent of personal branding has only put the “look at me” phenomenon on steroids. It has never been easier for a meteoric rise to take place in pop culture, politics, or business considering how […]

June Market Note- Managing Expectations

In the last month, stock markets around the world have been adjusting expectations.  Expectations about the future are important because often it is not a matter of economies being good or bad that drives shares higher. Of greater concern is whether the economy is getting better or worse.  The U.S. economy growing at 2% instead […]