safe stocks

Do safe stocks exist? Evaluating Value and Growth

If you owned stocks or a stock mutual fund last year, you are probably pretty happy with the results, but you may also be breathing a sigh of relief.  If you are anything like the many we have spoken with over the last 18 months, there is a sense that this market has been and […]

SECURE Act

Looking Ahead: SECURE Act Update

The closing weeks of 2019 gave us plenty to celebrate and plan for as investors.  In contrast to 2018, where it was nearly impossible to find growth in stocks, bonds, or any asset for that matter, 2019 provided plenty of opportunity for returns.  There was volatility in the mix, however, as trade talks, domestic politics, […]

Setting New Year Financial Expectations

We are at the start of a new decade, which means lists and reviews of the past year and ten years.  Along with these retrospectives, we are treated to a healthy dose of predictions for what is to come (too often by financial gurus, unfortunately).  This is click bait, though. An invitation to bog ourselves […]

cost of trading

Cost of Trading Changes

The cost of trading changes at Charles Schwab and what it means for you and your financial advisor’s business. The Shifting Ground Under Our Feet The cost of trading has hit its lower limit: $0. In the last several weeks, after Charles Schwab announced that stock trades would be free, many major custodians and banks […]

retirement income

When Your Paycheck Stops

How to Build Retirement Income It is a paralyzing feeling to stare at a lump sum payout of cash and think about investing it. If you’re like me, at some point you have received a bonus or a windfall in some form or size and thought, “I should invest this in something that will grow […]

q4 trends affecting investors

Q4 Trends Affecting Investors

An Object in Motion  An object in motion tends to stay in motion… The recent news flow in both politics and the markets brings to mind Newton’s first law of motion. Trends can continue in the economy long past the time when we think they might fade.  Here are three Q4 trends affecting investors as […]

Happy New Year!

You may have heard that Labor Day is the new New Year’s Day? It’s true. The schedule is packed, and the pace of life picks up in a way that would make January envious. For us, it is no different. We have a brisk schedule of meetings, conferences, and professional presentations that keep us informed […]

personal finance decisions

The Good Old Days

Making Personal Finance Decisions When Things Are Good My house starts to go silent for a few hours this week.  For the first time, all four of my kids will be in school.  The oldest in eighth grade, the youngest in pre-school. It has been ‘all hands on deck’ for thirteen years, always having a […]

career maker

Career Maker

The conversation starts something like this: “I heard someone say ________ is going to happen to the stock market and I should do _______ to protect myself.” These are two distinct statements. One is a prediction, the other a prescription. Let’s talk about both sides and why big down days for the stock market are […]

“Why” Questions

As we all try to understand the connections of a volatile global economy, here are some articles from outside sources that I found interesting. I thought of some “Why” questions that have been on my mind and found writers who do a nice job of providing commentary: Why is investing never easy? (Of Dollars and […]